#1 Non-Bank HELOC in the U.S.

Whether you're planning a home renovation project, consolidating high-interest debt, or funding your dream vacation, Our Home Equity Line of Credit can be the key to making it happen.*

$8B

funded for members*

85K+

members across the U.S.*

100%

online application process*

How much could I borrow with a HELOC?

  • We offer lines of credit up to $400K

  • Good credit

  • Reliable payment history

  • Low enough debt-to-income ratio (DTI)

  • Have equity in your home

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Home

improvement

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Education

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High interest debt consolidation

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Fund your business

What can I use a home equity line of credit for?

A HELOC can be used for many different purposes, such as:

Explore our frequently asked questions

What is a HELOC?

A home equity line of credit, or HELOC, is a form of borrowing that is secured by the equity you have in your home.

Can I use a HELOC to pay for medical expenses?

HELOC funds can be used to pay for procedures, surgeries, medications, hospital stays, prescriptions, medical equipment and devices, copays, home help nursing, and other medical costs.

Will You Need to Pay Capital Gains Tax When You Sell Your Home?

Home sellers are eligible to exclude federal capital gains taxes on the sale of their primary residence on profits up to $250,000 for a single filer or $500,000 for joint returns as long as they owned and lived in their home for 2 of the past 5 years.

What are the tax benefits of a Home Equity Line of Credit?

Depending on how you use the funds, interest payments from a home equity loan or home equity line of credit might be tax deductible when filing your annual taxes.

A word from Our Clients

All is done online and with the proper information they wanted I received money in six days. I have recommended them to those looking for loans.

CAD

After going crazy with a different HELOC company, it was a breath of fresh air with with this company. I was approved and closed within 24 hrs. Then money should be delivered within 5 business days. Rates were on par and flexible choices sealed the deal.

Steve M.

I wanted a HELOC for debt consolidation purposes and they made it happen for me all at my computer keyboard! Favorable terms with ability for early repayment. Recommended highly!

Laurence J.

Get started!

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We Can Help You!

If you're ready to find out how much you qualify for, connect with us NOW!

Monday - Friday, 8:00 am - 5:00 pm

© AXEN Mortgage, DBA of NEXA Mortgage LLC


AXEN Mortgage, DBA of NEXA Mortgage LLC, NMLS #1660690: NMLS consumer access
For licensing information, please visit: www.nmlsconsumeraccess.org

3100 W Ray Road #201 Office #209, Chandler, AZ 85226

AXEN Home Equity Line is available in AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, UT, VA, VT, WA, WI, WY.

For Customer Service or Complaints, please contact us at 888-493-0452 between 6am PST and 5pm PST M-F or email [email protected]

*According to Figure Lending LLC data as of September 2023. This claim is only applicable to Figure’s Home Equity Line.